Mold, Insurance And Removal Costs In Kansas
Kansas has 105 counties and 695 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,350 to $5,400 before rebuild.
1975Median year homes were built
57%Homes built before 1980
33%Homes rented, not owned
$203,400Median home value
1,285,221Housing units
2,937,569People
Half the homes in Kansas were built before 1975, and 57 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.
The counties with the oldest housing are Jewell County (1938), Lincoln County (1938), Republic County (1941), Comanche County (1942), Edwards County (1945).
FEMA rates inland flooding high in 2 of 105 Kansas counties. Source FEMA National Risk Index, December 2025.
Kansas Rules On Mold
Kansas Mold And Insurance Rules
- Most Kansas home policies leave out flood, wear and tear, sewer backup and neglect. KID Home And Renters Shopper's Guide
- Broad form policies cover sudden water leaks and overflow from plumbing and heating. KID Home And Renters Shopper's Guide
- Report the loss fast and make temporary repairs to stop more damage. KID Homeowners Claims Settlement Checklist
Every Kansas County
| County | ZIP Codes | Median Year Built | Typical Job Up To | Inland Flood Risk |
|---|---|---|---|---|
| Allen County | 7 | 1965 | $5,150 | Very Low |
| Anderson County | 6 | 1962 | $5,150 | Very Low |
| Atchison County | 5 | 1969 | $5,150 | Very Low |
| Barber County | 7 | 1956 | $5,150 | Very Low |
| Barton County | 5 | 1959 | $5,150 | Relatively Low |
| Bourbon County | 7 | 1958 | $5,150 | Relatively Low |
| Brown County | 8 | 1962 | $5,150 | Very Low |
| Butler County | 16 | 1984 | $5,350 | Relatively Low |
| Chase County | 5 | 1958 | $5,150 | Very Low |
| Chautauqua County | 5 | 1960 | $5,150 | Very Low |
| Cherokee County | 8 | 1968 | $5,150 | Relatively Low |
| Cheyenne County | 2 | 1949 | $5,150 | Very Low |
| Clark County | 3 | 1949 | $5,150 | Very Low |
| Clay County | 5 | 1961 | $5,150 | Very Low |
| Cloud County | 6 | 1953 | $5,150 | Very Low |
| Coffey County | 5 | 1971 | $5,150 | Relatively Low |
| Comanche County | 3 | 1942 | $5,150 | Very Low |
| Cowley County | 9 | 1962 | $5,150 | Relatively Low |
| Crawford County | 13 | 1971 | $5,150 | Relatively Low |
| Decatur County | 4 | 1954 | $5,150 | Very Low |
| Dickinson County | 6 | 1956 | $5,150 | Relatively Low |
| Doniphan County | 6 | 1970 | $5,200 | Very Low |
| Douglas County | 8 | 1988 | $5,400 | Relatively Low |
| Edwards County | 4 | 1945 | $5,150 | Very Low |
| Elk County | 5 | 1955 | $5,150 | Very Low |
| Ellis County | 8 | 1972 | $5,150 | Very Low |
| Ellsworth County | 6 | 1961 | $5,150 | Very Low |
| Finney County | 3 | 1977 | $5,150 | Relatively Low |
| Ford County | 6 | 1972 | $5,150 | Relatively Low |
| Franklin County | 8 | 1974 | $5,150 | Relatively Low |
| Geary County | 2 | 1988 | $5,400 | Relatively Low |
| Gove County | 5 | 1958 | $5,150 | Very Low |
| Graham County | 4 | 1957 | $5,150 | Very Low |
| Grant County | 1 | 1979 | $5,150 | Very Low |
| Gray County | 4 | 1975 | $5,150 | Very Low |
| Greeley County | 1 | 1964 | $5,150 | Very Low |
| Greenwood County | 9 | 1958 | $5,150 | Very Low |
| Hamilton County | 3 | 1969 | $5,150 | Very Low |
| Harper County | 7 | 1957 | $5,150 | Very Low |
| Harvey County | 7 | 1970 | $5,350 | Relatively Low |
| Haskell County | 3 | 1975 | $5,150 | Very Low |
| Hodgeman County | 2 | 1955 | $5,150 | Very Low |
| Jackson County | 9 | 1977 | $5,350 | Very Low |
| Jefferson County | 9 | 1977 | $5,350 | Very Low |
| Jewell County | 8 | 1938 | $5,150 | Very Low |
| Johnson County | 31 | 1988 | $5,550 | Relatively High |
| Kearny County | 2 | 1972 | $5,150 | Very Low |
| Kingman County | 7 | 1957 | $5,150 | Very Low |
| Kiowa County | 4 | 1972 | $5,150 | Very Low |
| Labette County | 7 | 1959 | $5,150 | Relatively Low |
| Lane County | 2 | 1962 | $5,150 | Very Low |
| Leavenworth County | 8 | 1982 | $5,550 | Relatively Low |
| Lincoln County | 4 | 1938 | $5,150 | Very Low |
| Linn County | 7 | 1981 | $5,550 | Very Low |
| Logan County | 3 | 1961 | $5,150 | Very Low |
| Lyon County | 8 | 1970 | $5,150 | Relatively Low |
| Marion County | 11 | 1957 | $5,150 | Relatively Low |
| Marshall County | 11 | 1960 | $5,150 | Very Low |
| McPherson County | 9 | 1975 | $5,150 | Very Low |
| Meade County | 3 | 1961 | $5,150 | Very Low |
| Miami County | 6 | 1985 | $5,550 | Relatively Low |
| Mitchell County | 4 | 1957 | $5,150 | Very Low |
| Montgomery County | 10 | 1956 | $5,150 | Relatively Low |
| Morris County | 6 | 1955 | $5,150 | Very Low |
| Morton County | 3 | 1969 | $5,150 | Very Low |
| Nemaha County | 9 | 1974 | $5,150 | Very Low |
| Neosho County | 6 | 1960 | $5,150 | Relatively Low |
| Ness County | 7 | 1959 | $5,150 | Very Low |
| Norton County | 4 | 1951 | $5,150 | Very Low |
| Osage County | 9 | 1974 | $5,350 | Very Low |
| Osborne County | 6 | 1951 | $5,150 | Very Low |
| Ottawa County | 5 | 1964 | $5,150 | Very Low |
| Pawnee County | 5 | 1955 | $5,150 | Very Low |
| Phillips County | 7 | 1958 | $5,150 | Very Low |
| Pottawatomie County | 9 | 1983 | $5,400 | Very Low |
| Pratt County | 5 | 1955 | $5,150 | Very Low |
| Rawlins County | 4 | 1956 | $5,150 | Very Low |
| Reno County | 13 | 1963 | $5,150 | Relatively Low |
| Republic County | 9 | 1941 | $5,150 | Very Low |
| Rice County | 7 | 1955 | $5,150 | Very Low |
| Riley County | 8 | 1984 | $5,400 | Relatively Low |
| Rooks County | 5 | 1954 | $5,150 | Very Low |
| Rush County | 9 | 1950 | $5,150 | Very Low |
| Russell County | 6 | 1955 | $5,150 | Very Low |
| Saline County | 6 | 1965 | $5,150 | Relatively Low |
| Scott County | 1 | 1959 | $5,150 | Very Low |
| Sedgwick County | 41 | 1977 | $5,350 | Relatively High |
| Seward County | 2 | 1972 | $5,150 | Very Low |
| Shawnee County | 22 | 1971 | $5,350 | Relatively Moderate |
| Sheridan County | 2 | 1966 | $5,150 | Very Low |
| Sherman County | 3 | 1967 | $5,150 | Very Low |
| Smith County | 7 | 1954 | $5,150 | Very Low |
| Stafford County | 4 | 1952 | $5,150 | Very Low |
| Stanton County | 2 | 1967 | $5,150 | Very Low |
| Stevens County | 2 | 1973 | $5,150 | Very Low |
| Sumner County | 13 | 1966 | $5,350 | Relatively Low |
| Thomas County | 5 | 1965 | $5,150 | Very Low |
| Trego County | 3 | 1963 | $5,150 | Very Low |
| Wabaunsee County | 7 | 1966 | $5,350 | Very Low |
| Wallace County | 3 | 1964 | $5,150 | Very Low |
| Washington County | 11 | 1954 | $5,150 | Very Low |
| Wichita County | 2 | 1966 | $5,150 | Very Low |
| Wilson County | 5 | 1971 | $5,150 | Very Low |
| Woodson County | 3 | 1960 | $5,150 | Very Low |
| Wyandotte County | 9 | 1962 | $5,550 | Relatively Moderate |