Mold Removal Cost And Risk In Boone County, KY
A typical professional mold job in Boone County runs about $1,450 to $5,700 before rebuild, using the Cincinnati, OH-KY-IN price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1995Median year homes were built
27%Homes built before 1980
23%Homes rented, not owned
$253,200Median home value
52,476Housing units
137,676People
Half the homes in Boone County were built before 1995, and 27 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 23 percent of homes in Boone County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 41080 has the oldest homes here, a median year of 1982, and ZIP 41091 the newest, 2003.
Typical Prices In Boone County
| Job | Size | National Range | Boone County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,700 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,150 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,700, that cap falls short by about $700 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Boone County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Boone County
Cities And Towns
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide