Mold Removal Cost And Risk In Breckinridge County, KY
A typical professional mold job in Breckinridge County runs about $1,300 to $5,100 before rebuild, using the Kentucky nonmetro price level. Below are the 13 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1989Median year homes were built
38%Homes built before 1980
18%Homes rented, not owned
$141,400Median home value
10,760Housing units
20,722People
Half the homes in Breckinridge County were built before 1989, and 38 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 18 percent of homes in Breckinridge County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 40111 has the oldest homes here, a median year of 1977, and ZIP 40171 the newest, 2006.
Typical Prices In Breckinridge County
| Job | Size | National Range | Breckinridge County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,100 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,400 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,100, that cap falls short by about $100 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Breckinridge County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Breckinridge County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 40111 | Breckinridge County | 1977 | 57% | $117,100 |
| 40115 | Breckinridge County | 1997 | 31% | $157,100 |
| 40119 | Breckinridge County | 1996 | 22% | $154,600 |
| 40140 | Breckinridge County | 1993 | 40% | $156,800 |
| 40143 | Breckinridge County | 1987 | 39% | $133,500 |
| 40144 | Breckinridge County | 1997 | 19% | $204,200 |
| 40145 | Breckinridge County | 1994 | 30% | $77,900 |
| 40146 | Breckinridge County | 1982 | 46% | $144,000 |
| 40152 | Breckinridge County | 1979 | 55% | $171,300 |
| 40170 | Breckinridge County | 1988 | 34% | $325,000 |
| 40171 | Breckinridge County | 2006 | 15% | $83,200 |
| 40176 | Breckinridge County | 1995 | 20% | $117,900 |
| 40178 | Breckinridge County | 1989 | 37% | $103,800 |
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide