Mold Removal Cost And Risk In Christian County, KY
A typical professional mold job in Christian County runs about $1,350 to $5,450 before rebuild, using the Clarksville, TN-KY price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1984Median year homes were built
46%Homes built before 1980
48%Homes rented, not owned
$149,200Median home value
29,307Housing units
72,599People
Half the homes in Christian County were built before 1984, and 46 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 48 percent of homes in Christian County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 42254 has the oldest homes here, a median year of 1970, and ZIP 42262 the newest, 1999.
Typical Prices In Christian County
| Job | Size | National Range | Christian County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,450 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,800 to $6,800 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,450, that cap falls short by about $450 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Christian County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Christian County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 42215 | Christian County | 1992 | 46% | $187,800 |
| 42217 | Christian County | 1985 | 44% | $130,200 |
| 42232 | Christian County | 1989 | 41% | $167,400 |
| 42236 | Christian County | 1977 | 60% | $119,700 |
| 42240 | Christian County | 1978 | 54% | $147,400 |
| 42254 | Christian County | 1970 | 60% | $108,300 |
| 42262 | Christian County | 1999 | 10% | $146,500 |
| 42266 | Christian County | 1992 | 46% | $221,600 |
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide