Mold Removal Cost In St. Matthews, KY
A typical professional mold job in St. Matthews runs about $1,400 to $5,600 before rebuild. St. Matthews sits in Jefferson County.
1970Median year homes were built
69%Homes built before 1980
47%Homes rented, not owned
$325,700Median home value
9,219Housing units
17,491People
Half the homes in St. Matthews were built before 1970, and 69 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 47 percent of homes in St. Matthews are rented, so most households here carry an owner's policy on the building itself.
Typical Prices In St. Matthews
| Job | Size | National Range | St. Matthews Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,600 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $7,000 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,600, that cap falls short by about $600 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Jefferson County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In St. Matthews
| ZIP | Median Year Built | Homes Rented | Median Home Value |
|---|---|---|---|
| 40207 | 1960 | 31% | $401,500 |
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide