Mold Removal Cost And Risk In Clark County, KY
A typical professional mold job in Clark County runs about $1,400 to $5,550 before rebuild, using the Lexington-Fayette, KY price level. Below are the 1 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1979Median year homes were built
51%Homes built before 1980
28%Homes rented, not owned
$197,900Median home value
16,279Housing units
37,004People
Half the homes in Clark County were built before 1979, and 51 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Clark County are rented, so most households here carry an owner's policy on the building itself.
Typical Prices In Clark County
| Job | Size | National Range | Clark County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,550 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,950 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Clark County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Clark County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 40391 | Clark County | 1979 | 51% | $197,200 |
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide