Mold Removal Cost And Risk In ZIP 40962 KY

A typical professional mold job in ZIP 40962 runs about $1,300 to $5,100 before rebuild. Half the homes here were built before 1988, newer than the Clay County median of 1987.

1988Median year homes were built

36%Homes built before 1980

22%Homes rented, not owned

$95,100Median home value

$713Median gross rent

7,385Housing units

Neighborhood figures for ZIP Code Tabulation Area 40962 from Census ACS 2019 to 2023.

36 percent of homes in 40962 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 22 percent of homes here are rented, against 22 percent across Clay County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,100, is about 5.4 percent of the median home value of $95,100.

Typical Prices In 40962

JobSizeNational Range40962 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,100
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,400
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 85.3 divided by 100, the price level for the nonmetro part of Kentucky, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,100, that cap falls short by about $100 at the top of that range. Read the form

Water Hazards FEMA Rates For Clay County

FEMA rates none of the water hazards below as high for Clay County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

Kentucky Rules On Mold

Nearby ZIP Codes In Clay County

Part of Clay County, Kentucky.

Guides

Area Map

40962, KY Area

Clay County