Mold Removal Cost And Risk In Gallatin County, KY
A typical professional mold job in Gallatin County runs about $1,450 to $5,700 before rebuild, using the Cincinnati, OH-KY-IN price level. Below are the 2 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1992Median year homes were built
32%Homes built before 1980
27%Homes rented, not owned
$169,400Median home value
3,763Housing units
8,749People
Half the homes in Gallatin County were built before 1992, and 32 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 27 percent of homes in Gallatin County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 41095 has the oldest homes here, a median year of 1985, and ZIP 41086 the newest, 1995.
Typical Prices In Gallatin County
| Job | Size | National Range | Gallatin County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,700 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,150 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,700, that cap falls short by about $700 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Gallatin County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Low |
| Winter weather | Very Low |
ZIP Code Neighborhoods In Gallatin County
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide