Mold Removal Cost And Risk In Graves County, KY
A typical professional mold job in Graves County runs about $1,300 to $5,100 before rebuild, using the Kentucky nonmetro price level. Below are the 11 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1978Median year homes were built
54%Homes built before 1980
24%Homes rented, not owned
$139,000Median home value
16,437Housing units
36,612People
Half the homes in Graves County were built before 1978, and 54 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 24 percent of homes in Graves County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 42079 has the oldest homes here, a median year of 1972, and ZIP 42082 the newest, 1996.
Typical Prices In Graves County
| Job | Size | National Range | Graves County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,100 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,400 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,100, that cap falls short by about $100 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Graves County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Graves County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 42027 | Graves County | 1992 | 23% | $183,600 |
| 42039 | Graves County | 1983 | 47% | $125,400 |
| 42040 | Graves County | 1983 | 43% | $183,200 |
| 42051 | Graves County | 1989 | 33% | $148,400 |
| 42061 | Lowes | Not published | 80% | Not published |
| 42066 | Graves County | 1976 | 59% | $135,100 |
| 42069 | Graves County | 1980 | 49% | $170,100 |
| 42079 | Graves County | 1972 | 58% | $199,100 |
| 42082 | Graves County | 1996 | 28% | $166,600 |
| 42085 | Graves County | 1973 | 64% | $101,800 |
| 42088 | Graves County | 1977 | 56% | $127,900 |
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide