Mold Removal Cost And Risk In Hardin County, KY
A typical professional mold job in Hardin County runs about $1,350 to $5,450 before rebuild, using the Elizabethtown, KY price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1987Median year homes were built
40%Homes built before 1980
38%Homes rented, not owned
$205,900Median home value
47,370Housing units
111,452People
Half the homes in Hardin County were built before 1987, and 40 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 38 percent of homes in Hardin County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 40121 has the oldest homes here, a median year of 1977, and ZIP 42788 the newest, 2001.
Typical Prices In Hardin County
| Job | Size | National Range | Hardin County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,450 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,800 to $6,800 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,450, that cap falls short by about $450 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Hardin County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Hardin County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 40121 | Hardin County | 1977 | 54% | Not published |
| 40160 | Radcliff | 1982 | 46% | $161,500 |
| 40162 | Hardin County | 1991 | 30% | $243,500 |
| 42701 | Hardin County | 1990 | 37% | $235,500 |
| 42712 | Hardin County | 1991 | 31% | $145,600 |
| 42724 | Hardin County | 1995 | 28% | $193,400 |
| 42732 | Hardin County | 1994 | 32% | $182,400 |
| 42740 | Hardin County | 1981 | 49% | $182,700 |
| 42776 | Hardin County | 1993 | 42% | $185,000 |
| 42788 | Hardin County | 2001 | 36% | $223,400 |
Cities And Towns
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide