Mold Removal Cost And Risk In Harlan County, KY
A typical professional mold job in Harlan County runs about $1,300 to $5,100 before rebuild, using the Kentucky nonmetro price level. Below are the 24 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1977Median year homes were built
56%Homes built before 1980
29%Homes rented, not owned
$73,100Median home value
13,012Housing units
26,185People
Half the homes in Harlan County were built before 1977, and 56 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 29 percent of homes in Harlan County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 40807 has the oldest homes here, a median year of 1938, and ZIP 40824 the newest, 1995.
Typical Prices In Harlan County
| Job | Size | National Range | Harlan County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,100 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,400 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,100, that cap falls short by about $100 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Harlan County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Harlan County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 40806 | Harlan County | 1983 | 42% | $111,600 |
| 40807 | Benham | 1938 | 93% | $55,500 |
| 40810 | Harlan County | 1987 | 34% | $63,600 |
| 40815 | Harlan County | 1983 | 45% | $65,900 |
| 40818 | Harlan County | 1956 | 81% | Not published |
| 40819 | Harlan County | 1985 | 42% | $91,600 |
| 40820 | Harlan County | 1977 | 66% | $22,000 |
| 40823 | Harlan County | 1973 | 60% | $75,800 |
| 40824 | Harlan County | 1995 | 27% | $44,800 |
| 40828 | Harlan County | 1974 | 63% | $53,500 |
| 40829 | Harlan County | Not published | 50% | Not published |
| 40830 | Harlan County | 1977 | 63% | $52,100 |
| 40831 | Harlan County | 1977 | 56% | $106,500 |
| 40843 | Harlan County | 1989 | 10% | Not published |
| 40847 | Kenvir | 1947 | 72% | Not published |
| 40849 | Harlan County | Not published | 100% | Not published |
| 40854 | Harlan County | 1973 | 70% | $74,500 |
| 40855 | Harlan County | 1938 | 90% | $55,700 |
| 40863 | Harlan County | 1974 | 74% | $52,500 |
| 40865 | Harlan County | 1981 | 47% | $69,000 |
| 40870 | Harlan County | 1979 | 52% | $128,800 |
| 40873 | Harlan County | 1988 | 41% | $87,400 |
| 40927 | Harlan County | 1970 | 64% | $63,100 |
| 40964 | Harlan County | 1946 | 90% | Not published |
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide