Mold Removal Cost And Risk In Knox County, KY
A typical professional mold job in Knox County runs about $1,300 to $5,100 before rebuild, using the Kentucky nonmetro price level. Below are the 15 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1985Median year homes were built
41%Homes built before 1980
34%Homes rented, not owned
$109,200Median home value
13,824Housing units
30,034People
Half the homes in Knox County were built before 1985, and 41 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 34 percent of homes in Knox County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 40982 has the oldest homes here, a median year of 1963, and ZIP 40997 the newest, 1995.
Typical Prices In Knox County
| Job | Size | National Range | Knox County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,100 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,400 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,100, that cap falls short by about $100 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Knox County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Knox County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 40734 | Knox County | 1988 | 35% | $112,400 |
| 40771 | Knox County | 1986 | 18% | $80,200 |
| 40903 | Knox County | 1982 | 44% | $50,000 |
| 40906 | Knox County | 1980 | 50% | $120,900 |
| 40915 | Knox County | 1986 | 25% | $9,999 |
| 40921 | Knox County | 1970 | 83% | $45,800 |
| 40923 | Knox County | 1992 | 19% | $130,700 |
| 40935 | Knox County | 1985 | 38% | $50,900 |
| 40943 | Knox County | 1979 | 52% | $99,800 |
| 40946 | Knox County | Not published | 37% | Not published |
| 40949 | Knox County | 1975 | 79% | $136,200 |
| 40953 | Knox County | 1986 | 27% | $82,400 |
| 40982 | Knox County | 1963 | 62% | $137,100 |
| 40995 | Knox County | Not published | 0% | Not published |
| 40997 | Knox County | 1995 | 18% | $47,700 |
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide