Mold Removal Cost And Risk In Lawrence County, KY
A typical professional mold job in Lawrence County runs about $1,350 to $5,300 before rebuild, using the Huntington-Ashland, WV-KY-OH price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1987Median year homes were built
39%Homes built before 1980
24%Homes rented, not owned
$108,100Median home value
7,575Housing units
16,171People
Half the homes in Lawrence County were built before 1987, and 39 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 24 percent of homes in Lawrence County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 41124 has the oldest homes here, a median year of 1976, and ZIP 41232 the newest, 2002.
Typical Prices In Lawrence County
| Job | Size | National Range | Lawrence County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,300 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,750 to $6,650 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Lawrence County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Very Low |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Lawrence County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 41124 | Lawrence County | 1976 | 53% | $83,400 |
| 41159 | Lawrence County | 1990 | 38% | Not published |
| 41180 | Lawrence County | 1984 | 43% | $81,100 |
| 41201 | Lawrence County | 1996 | 6% | $44,300 |
| 41230 | Lawrence County | 1988 | 37% | $110,500 |
| 41232 | Lawrence County | 2002 | 19% | $86,900 |
| 41264 | Lawrence County | 1987 | 40% | $115,000 |
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide