Mold Removal Cost And Risk In McCracken County, KY
A typical professional mold job in McCracken County runs about $1,300 to $5,150 before rebuild, using the Paducah, KY-IL price level. Below are the 3 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1978Median year homes were built
54%Homes built before 1980
33%Homes rented, not owned
$182,900Median home value
32,155Housing units
67,584People
Half the homes in McCracken County were built before 1978, and 54 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 33 percent of homes in McCracken County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 42001 has the oldest homes here, a median year of 1976, and ZIP 42086 the newest, 1990.
Typical Prices In McCracken County
| Job | Size | National Range | McCracken County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,150 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,450 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,150, that cap falls short by about $150 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates McCracken County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In McCracken County
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide