Mold Removal Cost And Risk In McLean County, KY
A typical professional mold job in McLean County runs about $1,350 to $5,300 before rebuild, using the Owensboro, KY price level. Below are the 6 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1976Median year homes were built
59%Homes built before 1980
19%Homes rented, not owned
$145,600Median home value
4,171Housing units
9,127People
Half the homes in McLean County were built before 1976, and 59 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 19 percent of homes in McLean County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 42352 has the oldest homes here, a median year of 1973, and ZIP 42372 the newest, 1979.
Typical Prices In McLean County
| Job | Size | National Range | McLean County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,300 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,750 to $6,650 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for McLean County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Very Low |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In McLean County
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide