Mold Removal Cost And Risk In Oldham County, KY
A typical professional mold job in Oldham County runs about $1,400 to $5,600 before rebuild, using the Louisville/Jefferson County, KY-IN price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1993Median year homes were built
30%Homes built before 1980
12%Homes rented, not owned
$375,000Median home value
23,512Housing units
68,600People
Half the homes in Oldham County were built before 1993, and 30 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 12 percent of homes in Oldham County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 40056 has the oldest homes here, a median year of 1980, and ZIP 40010 the newest, 2005.
Typical Prices In Oldham County
| Job | Size | National Range | Oldham County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,600 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $7,000 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,600, that cap falls short by about $600 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Oldham County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Oldham County
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide