Mold Removal Cost And Risk In Owen County, KY
A typical professional mold job in Owen County runs about $1,300 to $5,100 before rebuild, using the Kentucky nonmetro price level. Below are the 5 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1990Median year homes were built
39%Homes built before 1980
12%Homes rented, not owned
$165,000Median home value
5,378Housing units
11,270People
Half the homes in Owen County were built before 1990, and 39 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 12 percent of homes in Owen County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 40359 has the oldest homes here, a median year of 1983, and ZIP 41046 the newest, 1989.
Typical Prices In Owen County
| Job | Size | National Range | Owen County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,100 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,400 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,100, that cap falls short by about $100 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Owen County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Very Low |
| Winter weather | Very Low |
ZIP Code Neighborhoods In Owen County
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide