Mold Removal Cost And Risk In Scott County, KY
A typical professional mold job in Scott County runs about $1,400 to $5,550 before rebuild, using the Lexington-Fayette, KY price level. Below are the 3 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1998Median year homes were built
24%Homes built before 1980
28%Homes rented, not owned
$264,200Median home value
23,335Housing units
58,269People
Half the homes in Scott County were built before 1998, and 24 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Scott County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 40379 has the oldest homes here, a median year of 1980, and ZIP 40324 the newest, 1999.
Typical Prices In Scott County
| Job | Size | National Range | Scott County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,550 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,950 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Scott County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Scott County
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide