Mold Removal Cost And Risk In Spencer County, KY
A typical professional mold job in Spencer County runs about $1,400 to $5,600 before rebuild, using the Louisville/Jefferson County, KY-IN price level. Below are the 2 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1998Median year homes were built
20%Homes built before 1980
13%Homes rented, not owned
$297,600Median home value
7,599Housing units
19,875People
Half the homes in Spencer County were built before 1998, and 20 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 13 percent of homes in Spencer County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 40046 has the oldest homes here, a median year of 1994, and ZIP 40071 the newest, 1998.
Typical Prices In Spencer County
| Job | Size | National Range | Spencer County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,600 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $7,000 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,600, that cap falls short by about $600 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Spencer County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Spencer County
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide