Mold Removal Cost And Risk In Wayne County, KY
A typical professional mold job in Wayne County runs about $1,300 to $5,100 before rebuild, using the Kentucky nonmetro price level. Below are the 3 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1986Median year homes were built
39%Homes built before 1980
28%Homes rented, not owned
$121,700Median home value
10,144Housing units
19,592People
Half the homes in Wayne County were built before 1986, and 39 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Wayne County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 42518 has the oldest homes here, a median year of 1980, and ZIP 42603 the newest, 2000.
Typical Prices In Wayne County
| Job | Size | National Range | Wayne County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,100 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,400 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,100, that cap falls short by about $100 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Wayne County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Wayne County
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide