Mold Removal Cost And Risk In Woodford County, KY

A typical professional mold job in Woodford County runs about $1,400 to $5,550 before rebuild, using the Lexington-Fayette, KY price level. Below are the 2 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.

1984Median year homes were built

43%Homes built before 1980

28%Homes rented, not owned

$270,400Median home value

11,587Housing units

27,017People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Woodford County were built before 1984, and 43 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Woodford County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 40347 has the oldest homes here, a median year of 1977, and ZIP 40383 the newest, 1985.

Typical Prices In Woodford County

JobSizeNational RangeWoodford County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,550
Mold Remediationan attic$2,000 to $7,500$1,850 to $6,950
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 92.9 divided by 100, the price level for Lexington-Fayette, KY, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Woodford County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Woodford County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
40347Woodford County197755%$318,400
40383Woodford County198541%$279,400

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Kentucky Rules On Mold

Kentucky Mold And Insurance Rules

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Area Map

Woodford County Area

Lexington-Fayette, KY