Mold, Insurance And Removal Costs In Louisiana

Louisiana has 64 counties and 520 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,300 to $5,300 before rebuild.

1982Median year homes were built

47%Homes built before 1980

33%Homes rented, not owned

$208,700Median home value

2,094,002Housing units

4,621,025People

Statewide figures from Census ACS 2019 to 2023, price level 88.2 from BEA Regional Price Parities 2024.

Half the homes in Louisiana were built before 1982, and 47 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

The counties with the oldest housing are Orleans Parish (1959), Claiborne Parish (1973), Tensas Parish (1973), Webster Parish (1974), Caddo Parish (1975).

FEMA rates inland flooding high in 6 of 64 Louisiana counties, and coastal flooding high in 10. Source FEMA National Risk Index, December 2025.

Louisiana Rules On Mold

Who May Do Mold Work

Louisiana requires a mold remediation license from the State Licensing Board for Contractors when a mold remediation job is worth more than $7,500. The license holder must complete board approved training in mold remediation and assessment. The state does not issue a separate license for mold inspectors.

Louisiana law bars a licensed mold remediation contractor from doing both the mold assessment and the remediation on the same property. It also bars owning a share of both the company that assesses and the company that remediates the same property. You can look up any contractor by name or license number in the board’s contractor search.

Louisiana State Licensing Board for Contractors

Louisiana Mold And Insurance Rules

All Louisiana Mold And Insurance Rules lines

Every Louisiana County

CountyZIP CodesMedian Year BuiltTypical Job Up ToInland Flood Risk
Acadia Parish121979$5,250Relatively Moderate
Allen Parish91979$4,950Relatively Low
Ascension Parish72002$5,450Relatively Moderate
Assumption Parish71982$5,450Very Low
Avoyelles Parish121980$4,950Relatively Low
Beauregard Parish61992$4,950Relatively Low
Bienville Parish61979$4,950Very Low
Bossier Parish81989$5,100Relatively Moderate
Caddo Parish241975$5,100Relatively Moderate
Calcasieu Parish131988$5,150Relatively High
Caldwell Parish41988$4,950Very Low
Cameron Parish52005$5,150Very Low
Catahoula Parish61979$4,950Very Low
Claiborne Parish51973$4,950Relatively Low
Concordia Parish41976$4,950Very Low
De Soto Parish81989$5,100Relatively Low
East Baton Rouge Parish231983$5,450Relatively High
East Carroll Parish31975$4,950Very Low
East Feliciana Parish61988$5,450Relatively Low
Evangeline Parish71980$4,950Relatively Low
Franklin Parish51977$4,950Very Low
Grant Parish61989$5,150Relatively Low
Iberia Parish61981$4,950Relatively Moderate
Iberville Parish81984$5,450Relatively Low
Jackson Parish51979$4,950Very Low
Jefferson Davis Parish71981$5,150Relatively Low
Jefferson Parish171975$5,550Relatively High
LaSalle Parish41980$4,950Very Low
Lafayette Parish111988$5,250Relatively Moderate
Lafourche Parish101981$5,100Relatively Low
Lincoln Parish51985$4,950Relatively Low
Livingston Parish92001$5,450Relatively High
Madison Parish31976$4,950Very Low
Morehouse Parish61977$5,000Relatively Low
Natchitoches Parish151983$4,950Relatively Low
Orleans Parish181959$5,550Relatively High
Ouachita Parish61983$5,000Relatively Moderate
Plaquemines Parish81998$5,550Very Low
Pointe Coupee Parish141985$5,450Very Low
Rapides Parish181980$5,150Relatively Moderate
Red River Parish21980$4,950Very Low
Richland Parish31979$5,000Very Low
Sabine Parish81987$4,950Relatively Low
St. Bernard Parish51980$5,550Very Low
St. Charles Parish91986$5,550Relatively Low
St. Helena Parish21986$5,450Relatively Low
St. James Parish71985$5,550Very Low
St. John the Baptist Parish51982$5,550Relatively Low
St. Landry Parish131979$4,950Relatively Moderate
St. Martin Parish31987$5,250Relatively Low
St. Mary Parish71976$4,950Relatively Low
St. Tammany Parish151995$5,550Relatively High
Tangipahoa Parish141992$5,050Relatively Moderate
Tensas Parish31973$4,950Very Low
Terrebonne Parish111982$5,100Relatively Moderate
Union Parish71988$5,000Relatively Low
Vermilion Parish61983$5,250Relatively Moderate
Vernon Parish101988$4,950Relatively Low
Washington Parish41980$4,950Relatively Moderate
Webster Parish101974$4,950Relatively Low
West Baton Rouge Parish41993$5,450Very Low
West Carroll Parish51978$4,950Very Low
West Feliciana Parish41991$5,450Very Low
Winn Parish71978$4,950Relatively Low

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