Mold Removal Cost And Risk In St. Mary Parish, LA

A typical professional mold job in St. Mary Parish runs about $1,250 to $4,950 before rebuild, using the Louisiana nonmetro price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Louisiana rules.

1976Median year homes were built

58%Homes built before 1980

30%Homes rented, not owned

$128,000Median home value

22,510Housing units

48,455People

Housing figures from Census ACS 2019 to 2023.

Half the homes in St. Mary Parish were built before 1976, and 58 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 30 percent of homes in St. Mary Parish are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 70538 has the oldest homes here, a median year of 1973, and ZIP 70514 the newest, 2002.

Typical Prices In St. Mary Parish

JobSizeNational RangeSt. Mary Parish Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $4,950
Mold Remediationan attic$2,000 to $7,500$1,650 to $6,200
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $800
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 82.5 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $4,950, that cap covers the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates St. Mary Parish high for coastal flooding, hurricane. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingRelatively High
HurricaneRelatively High
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In St. Mary Parish

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
70340AmeliaNot published100%Not published
70342Berwick198442%$190,600
70392St. Mary Parish199038%$141,600
70514Baldwin200231%$127,500
70522St. Mary Parish19880%Not published
70523Charenton199429%$115,100
70538St. Mary Parish197364%$109,100

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Louisiana Rules On Mold

Who May Do Mold Work

Louisiana requires a mold remediation license from the State Licensing Board for Contractors when a mold remediation job is worth more than $7,500. The license holder must complete board approved training in mold remediation and assessment. The state does not issue a separate license for mold inspectors.

Louisiana law bars a licensed mold remediation contractor from doing both the mold assessment and the remediation on the same property. It also bars owning a share of both the company that assesses and the company that remediates the same property. You can look up any contractor by name or license number in the board’s contractor search.

Louisiana State Licensing Board for Contractors

Louisiana Mold And Insurance Rules

All Louisiana Mold And Insurance Rules lines

All Louisiana counties

Guides

Area Map

St. Mary Parish Area

Morgan City, LA