Mold Removal Cost And Risk In Cumberland County, ME

A typical professional mold job in Cumberland County runs about $1,550 to $6,100 before rebuild, using the Portland-South Portland, ME price level. Below are the 38 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Maine rules.

1975Median year homes were built

56%Homes built before 1980

30%Homes rented, not owned

$411,400Median home value

151,519Housing units

305,940People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $22.82 an hour, BLS May 2025 wage survey.

Half the homes in Cumberland County were built before 1975, and 56 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 30 percent of homes in Cumberland County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 04017 has the oldest homes here, a median year of 1938, and ZIP 04091 the newest, 1989.

Typical Prices In Cumberland County

JobSizeNational RangeCumberland County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,550 to $6,100
Mold Remediationan attic$2,000 to $7,500$2,050 to $7,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 101.9 divided by 100, the price level for Portland-South Portland, ME, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,100, that cap falls short by about $1,100 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Cumberland County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingRelatively Moderate
HurricaneRelatively Moderate
Cold waveRelatively Low
Winter weatherVery High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Cumberland County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
04003Cumberland County196560%$625,000
04009Cumberland County198344%$286,600
04011Cumberland County198049%$343,600
04015Cumberland County198638%$285,200
04017Cumberland County193867%$509,900
04019Portland195074%$838,500
04021Cumberland County198149%$506,800
04024Cumberland County197664%$239,400
04029Cumberland County197258%$272,900
04032Cumberland County198049%$445,800
04038Cumberland County198839%$426,300
04039Cumberland County198444%$333,200
04040Cumberland County198347%$243,600
04050Cumberland County193864%$461,700
04055Cumberland County198734%$257,300
04057BridgtonNot published38%Not published
04062Cumberland County198542%$370,900
04066Cumberland County194365%$479,400
04069Cumberland County197458%$400,000
04071Cumberland County197754%$368,300
04074Cumberland County198840%$502,700
04079Cumberland County198051%$565,500
04084Cumberland County198247%$334,800
04085Steep Falls197853%$275,900
04091Cumberland County198938%$242,800
04092Westbrook197556%$341,800
04096Cumberland County197366%$572,700
04097Cumberland County198148%$480,000
04101Portland193876%$600,600
04102Portland193887%$464,100
04103Portland196071%$421,800
04105Cumberland County198346%$669,500
04106South Portland196562%$403,500
04107Cumberland County196670%$659,600
04108Portland193886%$488,400
04109Portland193887%$717,700
04110Cumberland County198638%$954,900
04260Cumberland County198739%$316,800

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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