Mold, Insurance And Removal Costs In Maine
Maine has 16 counties and 419 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,450 to $5,800 before rebuild.
1976Median year homes were built
55%Homes built before 1980
26%Homes rented, not owned
$266,400Median home value
746,552Housing units
1,377,400People
Half the homes in Maine were built before 1976, and 55 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.
The counties with the oldest housing are Androscoggin County (1969), Aroostook County (1971), Knox County (1973), Cumberland County (1975), Kennebec County (1975).
FEMA rates inland flooding high in 0 of 16 Maine counties, and coastal flooding high in 1. Source FEMA National Risk Index, December 2025.
Maine Rules On Mold
Maine Mold And Insurance Rules
- Most home policies give little or no mold coverage. Maine suggests asking about a mold endorsement. Maine Bureau Of Insurance Consumer's Guide
- A Maine owner was denied storm coverage because poor windows and old rot and mold caused the water damage. Maine Superintendent Storm Damage Release
- Maine CDC says landlords and tenants share the job of stopping mold in rentals. Maine Toolkit For Mold In Rental Properties
Every Maine County
| County | ZIP Codes | Median Year Built | Typical Job Up To | Inland Flood Risk |
|---|---|---|---|---|
| Androscoggin County | 14 | 1969 | $5,700 | Relatively Low |
| Aroostook County | 41 | 1971 | $5,500 | Relatively Moderate |
| Cumberland County | 38 | 1975 | $6,100 | Relatively Low |
| Franklin County | 13 | 1978 | $5,500 | Relatively Low |
| Hancock County | 40 | 1981 | $5,500 | Relatively Low |
| Kennebec County | 25 | 1975 | $5,500 | Relatively Moderate |
| Knox County | 19 | 1973 | $5,500 | Very Low |
| Lincoln County | 26 | 1977 | $5,500 | Very Low |
| Oxford County | 32 | 1976 | $5,500 | Relatively Moderate |
| Penobscot County | 40 | 1977 | $5,800 | Relatively Moderate |
| Piscataquis County | 13 | 1976 | $5,500 | Relatively Low |
| Sagadahoc County | 8 | 1977 | $6,100 | Very Low |
| Somerset County | 25 | 1977 | $5,500 | Relatively Low |
| Waldo County | 18 | 1983 | $5,500 | Relatively Low |
| Washington County | 31 | 1975 | $5,500 | Relatively Low |
| York County | 36 | 1979 | $6,100 | Relatively Moderate |