Mold Removal Cost And Risk In Somerset County, ME
A typical professional mold job in Somerset County runs about $1,350 to $5,500 before rebuild, using the Maine nonmetro price level. Below are the 25 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Maine rules.
1977Median year homes were built
54%Homes built before 1980
23%Homes rented, not owned
$155,200Median home value
30,009Housing units
50,852People
Half the homes in Somerset County were built before 1977, and 54 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 23 percent of homes in Somerset County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 04975 has the oldest homes here, a median year of 1938, and ZIP 04965 the newest, 1992.
Typical Prices In Somerset County
| Job | Size | National Range | Somerset County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,500 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,850 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,500, that cap falls short by about $500 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Somerset County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Moderate |
| Cold wave | Relatively High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Somerset County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 04478 | Somerset County | 1970 | 70% | $368,800 |
| 04911 | Somerset County | 1979 | 52% | $104,500 |
| 04912 | Somerset County | 1987 | 39% | $139,200 |
| 04920 | Somerset County | 1980 | 50% | $108,900 |
| 04923 | Somerset County | 1985 | 44% | $202,400 |
| 04924 | Somerset County | 1987 | 40% | $151,500 |
| 04925 | Somerset County | 1973 | 65% | $514,700 |
| 04929 | Somerset County | 1978 | 54% | $134,900 |
| 04937 | Somerset County | 1974 | 62% | $149,700 |
| 04942 | Somerset County | 1974 | 62% | $174,600 |
| 04943 | Somerset County | 1983 | 45% | $143,600 |
| 04944 | Somerset County | Not published | 0% | Not published |
| 04945 | Somerset County | 1975 | 55% | $149,000 |
| 04950 | Somerset County | 1965 | 62% | $154,300 |
| 04957 | Somerset County | 1986 | 39% | $187,300 |
| 04958 | Somerset County | 1975 | 58% | $149,600 |
| 04961 | Somerset County | 1972 | 63% | $145,800 |
| 04965 | Somerset County | 1992 | 29% | $123,800 |
| 04967 | Somerset County | 1975 | 56% | $145,200 |
| 04971 | Somerset County | 1986 | 39% | $185,700 |
| 04975 | Somerset County | 1938 | 100% | $159,400 |
| 04976 | Somerset County | 1974 | 59% | $159,300 |
| 04978 | Somerset County | 1982 | 46% | $231,300 |
| 04979 | Somerset County | 1977 | 55% | $179,500 |
| 04985 | Somerset County | 1970 | 62% | $261,500 |
Maine Rules On Mold
Maine Mold And Insurance Rules
- Most home policies give little or no mold coverage. Maine suggests asking about a mold endorsement. Maine Bureau Of Insurance Consumer's Guide
- A Maine owner was denied storm coverage because poor windows and old rot and mold caused the water damage. Maine Superintendent Storm Damage Release
- Maine CDC says landlords and tenants share the job of stopping mold in rentals. Maine Toolkit For Mold In Rental Properties