Mold Removal Cost And Risk In Allegany County, MD

A typical professional mold job in Allegany County runs about $1,400 to $5,600 before rebuild, using the Maryland nonmetro price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Maryland rules.

1958Median year homes were built

79%Homes built before 1980

30%Homes rented, not owned

$149,200Median home value

32,810Housing units

67,762People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Allegany County were built before 1958, and 79 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 30 percent of homes in Allegany County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 21540 has the oldest homes here, a median year of 1938, and ZIP 21766 the newest, 1992.

Typical Prices In Allegany County

JobSizeNational RangeAllegany County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,600
Mold Remediationan attic$2,000 to $7,500$1,850 to $7,000
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 93.2 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,600, that cap falls short by about $600 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Allegany County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneRelatively Low
Cold waveVery Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Allegany County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
21502Allegany County195683%$151,400
21524Allegany County197471%$140,700
21529Ellerslie196282%$145,200
21530Allegany County197068%$194,100
21532Allegany County196271%$175,600
21540Luke1938100%$50,000
21542Midland197089%$85,500
21543Allegany County197180%$186,000
21545Allegany County194286%$111,300
21555Allegany County197756%$205,900
21557Allegany County196171%$99,900
21766Allegany County199231%$192,400

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Maryland Rules On Mold

Maryland Mold And Insurance Rules

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Allegany County Area

Cumberland, MD-WV