Mold Removal Cost And Risk In Cecil County, MD

A typical professional mold job in Cecil County runs about $1,550 to $6,150 before rebuild, using the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD price level. Below are the 15 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Maryland rules.

1987Median year homes were built

40%Homes built before 1980

25%Homes rented, not owned

$311,800Median home value

44,159Housing units

104,366People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $23.62 an hour, BLS May 2025 wage survey.

Half the homes in Cecil County were built before 1987, and 40 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 25 percent of homes in Cecil County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 21914 has the oldest homes here, a median year of 1957, and ZIP 21901 the newest, 1998.

Typical Prices In Cecil County

JobSizeNational RangeCecil County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,550 to $6,150
Mold Remediationan attic$2,000 to $7,500$2,050 to $7,700
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,050
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 102.6 divided by 100, the price level for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,150, that cap falls short by about $1,150 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Cecil County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingRelatively Low
HurricaneRelatively Low
Cold waveRelatively Low
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Cecil County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
21901Cecil County199828%$342,800
21902Cecil CountyNot published0%Not published
21903Cecil County198051%$271,700
21904Cecil County199034%$318,800
21911Cecil County198642%$313,900
21912Cecil County199036%$385,600
21913Cecil County197660%$233,800
21914Charlestown195766%$300,600
21915Cecil County196762%$353,200
21917Cecil County198637%$362,200
21918Cecil County198934%$293,800
21919Cecil County197555%$347,900
21920Cecil County198349%$338,600
21921Cecil County198741%$296,000
21930Cecil CountyNot published100%Not published

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Maryland Rules On Mold

Maryland Mold And Insurance Rules

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Area Map

Cecil County Area

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD