Mold Removal Cost And Risk In Frederick County, MD
A typical professional mold job in Frederick County runs about $1,650 to $6,550 before rebuild, using the Washington-Arlington-Alexandria, DC-VA-MD-WV price level. Below are the 27 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Maryland rules.
1990Median year homes were built
35%Homes built before 1980
23%Homes rented, not owned
$437,700Median home value
106,480Housing units
280,341People
Half the homes in Frederick County were built before 1990, and 35 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 23 percent of homes in Frederick County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 21717 has the oldest homes here, a median year of 1938, and ZIP 21704 the newest, 2007.
Typical Prices In Frederick County
| Job | Size | National Range | Frederick County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,650 to $6,550 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,200 to $8,150 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $650 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $350 to $1,100 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $350 to $850 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,550, that cap falls short by about $1,550 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Frederick County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Frederick County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 21701 | Frederick County | 1984 | 46% | $404,900 |
| 21702 | Frederick County | 1990 | 33% | $384,800 |
| 21703 | Frederick County | 1995 | 15% | $364,300 |
| 21704 | Frederick County | 2007 | 13% | $585,900 |
| 21710 | Frederick County | 1996 | 26% | $582,100 |
| 21714 | Braddock Heights | 1959 | 54% | $314,700 |
| 21716 | Brunswick | 1981 | 49% | $335,000 |
| 21717 | Frederick County | 1938 | 77% | $430,000 |
| 21718 | Burkittsville | 1938 | 91% | $446,900 |
| 21727 | Frederick County | 1984 | 47% | $304,000 |
| 21754 | Frederick County | 1989 | 36% | $619,700 |
| 21755 | Frederick County | 1989 | 33% | $493,700 |
| 21758 | Frederick County | 1974 | 58% | $388,200 |
| 21762 | Libertytown | Not published | 100% | Not published |
| 21769 | Frederick County | 1983 | 46% | $490,800 |
| 21770 | Green Valley | 1988 | 35% | $599,700 |
| 21771 | Frederick County | 1987 | 35% | $532,200 |
| 21773 | Frederick County | 1984 | 45% | $475,700 |
| 21774 | Linganore | 1997 | 11% | $508,100 |
| 21777 | Point of Rocks | 1998 | 8% | $441,300 |
| 21778 | Frederick County | 1970 | 82% | $415,700 |
| 21780 | Frederick County | 1956 | 67% | $419,900 |
| 21788 | Frederick County | 1978 | 52% | $342,700 |
| 21790 | Frederick County | Not published | 0% | Not published |
| 21791 | Frederick County | 1964 | 70% | $370,300 |
| 21793 | Frederick County | 1981 | 47% | $416,400 |
| 21798 | Frederick County | 1987 | 39% | $466,100 |
Cities And Towns
Maryland Rules On Mold
Maryland Mold And Insurance Rules
- Most Maryland home policies exclude mold. Mold from a covered peril may be covered. MIA Storm Related Damage FAQs
- Mold removal may be covered when a sudden water event like a burst pipe caused it. MIA Storm Related Damage FAQs
- There is often a limit on what the policy pays for mold removal. MIA Storm Related Damage FAQs
- Mold that was there before the covered loss is not covered. MIA Storm Related Damage FAQs
- A 2024 law lets tenants seek relief for mold that is a serious threat to health. Maryland Tenant Safety Act Of 2024