Mold Removal Cost And Risk In Harford County, MD
A typical professional mold job in Harford County runs about $1,550 to $6,250 before rebuild, using the Baltimore-Columbia-Towson, MD price level. Below are the 20 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Maryland rules.
1986Median year homes were built
40%Homes built before 1980
20%Homes rented, not owned
$367,300Median home value
104,409Housing units
262,509People
Half the homes in Harford County were built before 1986, and 40 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 20 percent of homes in Harford County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 21010 has the oldest homes here, a median year of 1938, and ZIP 21009 the newest, 1993.
Typical Prices In Harford County
| Job | Size | National Range | Harford County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,550 to $6,250 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,100 to $7,850 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $650 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,050 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $850 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,250, that cap falls short by about $1,250 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Harford County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Relatively Low |
| Hurricane | Relatively Moderate |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Harford County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 21001 | Harford County | 1981 | 48% | $267,400 |
| 21005 | Harford County | 1983 | 43% | Not published |
| 21009 | Bel Air South | 1993 | 15% | $335,100 |
| 21010 | Edgewood | 1938 | 90% | Not published |
| 21014 | Bel Air North | 1984 | 40% | $407,800 |
| 21015 | Harford County | 1991 | 28% | $418,400 |
| 21017 | Riverside | 1990 | 10% | $241,700 |
| 21028 | Harford County | 1973 | 68% | $476,400 |
| 21034 | Harford County | 1973 | 60% | $348,400 |
| 21040 | Edgewood | 1983 | 43% | $231,100 |
| 21047 | Fallston | 1977 | 60% | $516,700 |
| 21050 | Harford County | 1993 | 27% | $439,200 |
| 21078 | Harford County | 1987 | 45% | $355,500 |
| 21084 | Harford County | 1978 | 58% | $445,200 |
| 21085 | Harford County | 1973 | 60% | $327,300 |
| 21130 | Perryman | 1989 | 18% | Not published |
| 21132 | Harford County | 1980 | 50% | $511,500 |
| 21154 | Harford County | 1987 | 38% | $458,800 |
| 21160 | Harford County | 1979 | 51% | $364,000 |
| 21161 | Harford County | 1977 | 57% | $442,000 |
Cities And Towns
Maryland Rules On Mold
Maryland Mold And Insurance Rules
- Most Maryland home policies exclude mold. Mold from a covered peril may be covered. MIA Storm Related Damage FAQs
- Mold removal may be covered when a sudden water event like a burst pipe caused it. MIA Storm Related Damage FAQs
- There is often a limit on what the policy pays for mold removal. MIA Storm Related Damage FAQs
- Mold that was there before the covered loss is not covered. MIA Storm Related Damage FAQs
- A 2024 law lets tenants seek relief for mold that is a serious threat to health. Maryland Tenant Safety Act Of 2024