Mold Removal Cost And Risk In Somerset County, MD
A typical professional mold job in Somerset County runs about $1,450 to $5,750 before rebuild, using the Salisbury, MD price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Maryland rules.
1984Median year homes were built
45%Homes built before 1980
31%Homes rented, not owned
$164,300Median home value
10,916Housing units
24,685People
Half the homes in Somerset County were built before 1984, and 45 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 31 percent of homes in Somerset County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 21824 has the oldest homes here, a median year of 1938, and ZIP 21853 the newest, 1990.
Typical Prices In Somerset County
| Job | Size | National Range | Somerset County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,750 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,150 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,750, that cap falls short by about $750 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Somerset County high for coastal flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very Low |
| Coastal flooding | Relatively High |
| Hurricane | Relatively Moderate |
| Cold wave | Relatively Low |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Somerset County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 21817 | Somerset County | 1975 | 55% | $159,600 |
| 21821 | Dames Quarter | 1965 | 67% | $151,700 |
| 21824 | Smith Island | 1938 | 100% | $109,000 |
| 21838 | Somerset County | 1977 | 53% | $179,200 |
| 21853 | Somerset County | 1990 | 34% | $167,000 |
| 21866 | Smith Island | 1957 | 58% | $95,700 |
| 21867 | Fairmount | 1938 | 87% | Not published |
| 21871 | Somerset County | 1982 | 48% | $201,500 |
Maryland Rules On Mold
Maryland Mold And Insurance Rules
- Most Maryland home policies exclude mold. Mold from a covered peril may be covered. MIA Storm Related Damage FAQs
- Mold removal may be covered when a sudden water event like a burst pipe caused it. MIA Storm Related Damage FAQs
- There is often a limit on what the policy pays for mold removal. MIA Storm Related Damage FAQs
- Mold that was there before the covered loss is not covered. MIA Storm Related Damage FAQs
- A 2024 law lets tenants seek relief for mold that is a serious threat to health. Maryland Tenant Safety Act Of 2024