Mold Removal Cost And Risk In Worcester County, MD
A typical professional mold job in Worcester County runs about $1,400 to $5,600 before rebuild, using the Maryland nonmetro price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Maryland rules.
1984Median year homes were built
37%Homes built before 1980
23%Homes rented, not owned
$348,100Median home value
56,585Housing units
53,279People
Half the homes in Worcester County were built before 1984, and 37 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 23 percent of homes in Worcester County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 21829 has the oldest homes here, a median year of 1938, and ZIP 21872 the newest, 1998.
Typical Prices In Worcester County
| Job | Size | National Range | Worcester County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,600 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $7,000 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,600, that cap falls short by about $600 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Worcester County high for coastal flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Relatively High |
| Hurricane | Relatively Moderate |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Worcester County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 21811 | Worcester County | 1993 | 20% | $362,500 |
| 21813 | Worcester County | 1988 | 35% | $562,600 |
| 21829 | Worcester County | 1938 | 94% | $183,300 |
| 21841 | Worcester County | 1985 | 38% | $326,200 |
| 21842 | Ocean City | 1983 | 41% | $415,900 |
| 21851 | Worcester County | 1972 | 65% | $186,700 |
| 21862 | Worcester County | Not published | 0% | Not published |
| 21863 | Worcester County | 1975 | 59% | $245,500 |
| 21864 | Worcester County | 1993 | 42% | $173,100 |
| 21872 | Worcester County | 1998 | 40% | $385,700 |
Maryland Rules On Mold
Maryland Mold And Insurance Rules
- Most Maryland home policies exclude mold. Mold from a covered peril may be covered. MIA Storm Related Damage FAQs
- Mold removal may be covered when a sudden water event like a burst pipe caused it. MIA Storm Related Damage FAQs
- There is often a limit on what the policy pays for mold removal. MIA Storm Related Damage FAQs
- Mold that was there before the covered loss is not covered. MIA Storm Related Damage FAQs
- A 2024 law lets tenants seek relief for mold that is a serious threat to health. Maryland Tenant Safety Act Of 2024