Mold Removal Cost And Risk In Oakland County, MI
A typical professional mold job in Oakland County runs about $1,500 to $6,000 before rebuild, using the Detroit-Warren-Dearborn, MI price level. Below are the 68 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Michigan rules.
1975Median year homes were built
59%Homes built before 1980
28%Homes rented, not owned
$320,400Median home value
557,978Housing units
1,272,294People
Half the homes in Oakland County were built before 1975, and 59 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Oakland County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 48069 has the oldest homes here, a median year of 1938, and ZIP 48377 the newest, 1999.
Typical Prices In Oakland County
| Job | Size | National Range | Oakland County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,500 to $6,000 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,000 to $7,500 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,000, that cap falls short by about $1,000 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Oakland County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Very High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Oakland County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 48009 | Birmingham | 1960 | 70% | $712,000 |
| 48017 | Clawson | 1958 | 84% | $251,600 |
| 48025 | Beverly Hills | 1961 | 82% | $514,500 |
| 48030 | Hazel Park | 1956 | 87% | $141,200 |
| 48033 | Southfield | 1971 | 80% | $195,100 |
| 48034 | Southfield | 1975 | 68% | $259,400 |
| 48067 | Royal Oak | 1952 | 79% | $309,200 |
| 48069 | Pleasant Ridge | 1938 | 95% | $435,500 |
| 48070 | Huntington Woods | 1951 | 92% | $470,600 |
| 48071 | Madison Heights | 1960 | 86% | $190,300 |
| 48072 | Berkley | 1949 | 90% | $289,200 |
| 48073 | Royal Oak | 1959 | 86% | $302,800 |
| 48075 | Southfield | 1967 | 81% | $218,900 |
| 48076 | Southfield | 1964 | 90% | $251,300 |
| 48083 | Troy | 1976 | 64% | $293,300 |
| 48084 | Troy | 1974 | 67% | $420,000 |
| 48085 | Troy | 1977 | 64% | $395,300 |
| 48098 | Troy | 1982 | 45% | $485,300 |
| 48165 | Oakland County | 1996 | 22% | $352,300 |
| 48167 | Oakland County | 1979 | 52% | $430,500 |
| 48178 | Oakland County | 1995 | 28% | $392,300 |
| 48220 | Ferndale | 1945 | 90% | $229,700 |
| 48237 | Oak Park | 1958 | 91% | $198,500 |
| 48301 | Oakland County | 1963 | 78% | $670,600 |
| 48302 | Oakland County | 1972 | 69% | $624,200 |
| 48304 | Oakland County | 1970 | 69% | $481,500 |
| 48306 | Oakland County | 1990 | 31% | $522,200 |
| 48307 | Rochester Hills | 1984 | 42% | $329,400 |
| 48309 | Rochester Hills | 1981 | 48% | $394,700 |
| 48320 | Keego Harbor | 1965 | 73% | $317,900 |
| 48322 | Oakland County | 1983 | 42% | $374,000 |
| 48323 | Oakland County | 1978 | 56% | $467,000 |
| 48324 | Oakland County | 1976 | 57% | $407,500 |
| 48326 | Auburn Hills | 1989 | 37% | $235,300 |
| 48327 | Oakland County | 1978 | 53% | $241,600 |
| 48328 | Oakland County | 1970 | 70% | $210,800 |
| 48329 | Oakland County | 1964 | 74% | $245,800 |
| 48331 | Farmington Hills | 1984 | 37% | $383,200 |
| 48334 | Farmington Hills | 1972 | 71% | $327,200 |
| 48335 | Farmington Hills | 1982 | 44% | $366,500 |
| 48336 | Farmington Hills | 1967 | 72% | $247,600 |
| 48340 | Pontiac | 1966 | 73% | $105,800 |
| 48341 | Pontiac | 1955 | 80% | $124,600 |
| 48342 | Pontiac | 1958 | 79% | $90,600 |
| 48346 | Oakland County | 1981 | 49% | $295,200 |
| 48348 | Oakland County | 1991 | 28% | $421,300 |
| 48350 | Oakland County | 1990 | 37% | $351,600 |
| 48356 | Oakland County | 1975 | 61% | $314,500 |
| 48357 | Oakland County | 1984 | 44% | $327,100 |
| 48359 | Oakland County | 1992 | 38% | $329,500 |
| 48360 | Oakland County | 1992 | 34% | $362,400 |
| 48362 | Oakland County | 1975 | 56% | $313,600 |
| 48363 | Oakland County | 1997 | 34% | $568,400 |
| 48367 | Oakland County | 1989 | 39% | $386,500 |
| 48370 | Oakland County | 1984 | 44% | $393,400 |
| 48371 | Oakland County | 1994 | 32% | $352,500 |
| 48374 | Novi | 1998 | 8% | $551,500 |
| 48375 | Novi | 1982 | 46% | $348,900 |
| 48377 | Novi | 1999 | 16% | $332,000 |
| 48380 | Oakland County | 1989 | 38% | $438,700 |
| 48381 | Oakland County | 1987 | 39% | $386,800 |
| 48382 | Oakland County | 1985 | 45% | $404,700 |
| 48383 | Oakland County | 1985 | 44% | $305,300 |
| 48386 | Oakland County | 1982 | 47% | $295,000 |
| 48390 | Oakland County | 1988 | 40% | $287,900 |
| 48393 | Wixom | 1986 | 38% | $309,100 |
| 48442 | Oakland County | 1988 | 42% | $252,500 |
| 48462 | Oakland County | 1979 | 52% | $318,100 |
Cities And Towns
Michigan Rules On Mold
Michigan Mold And Insurance Rules
- Michigan has no laws just about mold in homes, but building and health codes still apply. MDHHS Mold And Homeowners
- Insurance may cover the cause of mold, like a broken pipe, and then may cover the water damage repairs. MDHHS Mold And Homeowners
- Tell your insurer you have water damage and ask what coverage you have. Be careful calling it a flood. DIFS Severe Weather Tips 2026