Mold Removal Cost And Risk In ZIP 48220, Ferndale MI

A typical professional mold job in ZIP 48220, Ferndale runs about $1,500 to $6,000 before rebuild. Half the homes here were built before 1945, older than the Oakland County median of 1975.

1945Median year homes were built

90%Homes built before 1980

36%Homes rented, not owned

$229,700Median home value

$1,191Median gross rent

12,003Housing units

Neighborhood figures for ZIP Code Tabulation Area 48220 from Census ACS 2019 to 2023. Remediation pay in this metro is $22.30 an hour, BLS May 2025 wage survey.

90 percent of homes in 48220 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 36 percent of homes here are rented, against 28 percent across Oakland County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $6,000, is about 2.6 percent of the median home value of $229,700.

Typical Prices In 48220

JobSizeNational Range48220 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,500 to $6,000
Mold Remediationan attic$2,000 to $7,500$2,000 to $7,500
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 100.3 divided by 100, the price level for Detroit-Warren-Dearborn, MI, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,000, that cap falls short by about $1,000 at the top of that range. Read the form

Water Hazards FEMA Rates For Oakland County

FEMA rates Oakland County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveVery High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

Michigan Rules On Mold

Nearby ZIP Codes In Oakland County

Part of Ferndale, Oakland County, Michigan.

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48220, MI Area

Ferndale, Oakland County