Mold Removal Cost In St. Cloud, MN

A typical professional mold job in St. Cloud runs about $1,300 to $5,250 before rebuild. St. Cloud sits in Stearns County.

1980Median year homes were built

50%Homes built before 1980

51%Homes rented, not owned

$212,800Median home value

29,575Housing units

69,926People

Figures for St. Cloud city from Census ACS 2019 to 2023.

Half the homes in St. Cloud were built before 1980, and 50 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. Most homes in St. Cloud are rented, 51 percent. A renter's policy covers belongings and liability, while the owner's policy covers the building.

Typical Prices In St. Cloud

JobSizeNational RangeSt. Cloud Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,250
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,550
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 87.6 divided by 100, the price level for St. Cloud, MN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,250, that cap falls short by about $250 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Stearns County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Moderate
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In St. Cloud

ZIPMedian Year BuiltHomes RentedMedian Home Value
56301198449%$262,500
56303197838%$197,900

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