Mold Removal Cost And Risk In Stearns County, MN
A typical professional mold job in Stearns County runs about $1,300 to $5,250 before rebuild, using the St. Cloud, MN price level. Below are the 25 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.
1984Median year homes were built
45%Homes built before 1980
32%Homes rented, not owned
$256,500Median home value
66,211Housing units
159,358People
Half the homes in Stearns County were built before 1984, and 45 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 32 percent of homes in Stearns County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 56356 has the oldest homes here, a median year of 1955, and ZIP 56377 the newest, 1999.
Typical Prices In Stearns County
| Job | Size | National Range | Stearns County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,250 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,750 to $6,550 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,250, that cap falls short by about $250 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Stearns County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Stearns County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 55320 | Stearns County | 1995 | 31% | $307,200 |
| 55353 | Stearns County | 1976 | 57% | $320,600 |
| 55382 | Stearns County | 1977 | 56% | $346,900 |
| 56301 | St. Cloud | 1984 | 44% | $262,500 |
| 56303 | St. Cloud | 1978 | 53% | $197,900 |
| 56307 | Stearns County | 1986 | 45% | $268,600 |
| 56310 | Stearns County | 1985 | 41% | $286,600 |
| 56312 | Stearns County | 1975 | 59% | $242,400 |
| 56320 | Stearns County | 1985 | 44% | $312,000 |
| 56325 | Elrosa | 1980 | 50% | $164,100 |
| 56331 | Stearns County | 1977 | 54% | $270,300 |
| 56335 | Greenwald | 1960 | 80% | $137,500 |
| 56340 | Stearns County | 1978 | 53% | $286,800 |
| 56352 | Stearns County | 1969 | 64% | $225,100 |
| 56356 | Stearns County | 1955 | 67% | $160,200 |
| 56362 | Stearns County | 1975 | 58% | $242,700 |
| 56368 | Stearns County | 1980 | 50% | $309,500 |
| 56369 | Rockville | 1974 | 71% | $223,200 |
| 56371 | Roscoe | 1965 | 63% | $183,300 |
| 56374 | Stearns County | 1988 | 38% | $281,300 |
| 56375 | St. Stephen | 1984 | 43% | $237,600 |
| 56376 | St. Martin | 1979 | 53% | $212,800 |
| 56377 | Stearns County | 1999 | 18% | $282,800 |
| 56378 | Stearns County | 1974 | 59% | $239,000 |
| 56387 | Waite Park | 1992 | 26% | $230,500 |
Cities And Towns
Minnesota Rules On Mold
Minnesota Mold And Insurance Rules
- Licensing of mold investigators or remediators is not done by Minnesota or any federal agency. MDH Mold And Moisture
- Landlords must keep rentals fit to live in and in good repair under state law. Few laws name mold directly. MDH Mold In Rental Housing
- Tenants should report ongoing problems in writing and ask for repairs within 14 days. MDH Mold In Rental Housing