Mold Removal Cost And Risk In Dakota County, MN

A typical professional mold job in Dakota County runs about $1,550 to $6,300 before rebuild, using the Minneapolis-St. Paul-Bloomington, MN-WI price level. Below are the 19 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.

1988Median year homes were built

35%Homes built before 1980

25%Homes rented, not owned

$362,100Median home value

176,447Housing units

442,204People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $28.44 an hour, BLS May 2025 wage survey.

Half the homes in Dakota County were built before 1988, and 35 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 25 percent of homes in Dakota County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 55150 has the oldest homes here, a median year of 1954, and ZIP 55044 the newest, 1999.

Typical Prices In Dakota County

JobSizeNational RangeDakota County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,550 to $6,300
Mold Remediationan attic$2,000 to $7,500$2,100 to $7,850
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,050
Mold Inspection and Testinga clearance test$300 to $800$300 to $850

Estimate is the national range times 104.8 divided by 100, the price level for Minneapolis-St. Paul-Bloomington, MN-WI, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,300, that cap falls short by about $1,300 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Dakota County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Dakota County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
55024Dakota County199722%$350,500
55031Dakota County198247%$393,400
55033Dakota County198444%$335,800
55044Lakeville199915%$464,500
55065Dakota County197653%$372,100
55068Rosemount199622%$379,500
55075South St. Paul195780%$267,000
55076Inver Grove Heights199037%$308,900
55077Inver Grove Heights198932%$496,800
55085Vermillion197469%$291,400
55118West St. Paul197263%$331,800
55120Mendota Heights199023%$484,700
55121Eagan198740%$299,500
55122Eagan198630%$342,700
55123Eagan198914%$442,000
55124Apple Valley199029%$354,200
55150Mendota195479%$330,000
55306Burnsville198824%$366,300
55337Burnsville197856%$327,800

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Minneapolis-St. Paul-Bloomington, MN-WI