Mold Removal Cost And Risk In ZIP 55118, West St. Paul MN

A typical professional mold job in ZIP 55118, West St. Paul runs about $1,550 to $6,300 before rebuild. Half the homes here were built before 1972, older than the Dakota County median of 1988.

1972Median year homes were built

63%Homes built before 1980

33%Homes rented, not owned

$331,800Median home value

$1,215Median gross rent

13,751Housing units

Neighborhood figures for ZIP Code Tabulation Area 55118 from Census ACS 2019 to 2023. Remediation pay in this metro is $28.44 an hour, BLS May 2025 wage survey.

63 percent of homes in 55118 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 33 percent of homes here are rented, against 25 percent across Dakota County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $6,300, is about 1.9 percent of the median home value of $331,800.

Typical Prices In 55118

JobSizeNational Range55118 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,550 to $6,300
Mold Remediationan attic$2,000 to $7,500$2,100 to $7,850
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,050
Mold Inspection and Testinga clearance test$300 to $800$300 to $850

Estimate is the national range times 104.8 divided by 100, the price level for Minneapolis-St. Paul-Bloomington, MN-WI, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,300, that cap falls short by about $1,300 at the top of that range. Read the form

Water Hazards FEMA Rates For Dakota County

FEMA rates Dakota County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

Minnesota Rules On Mold

Nearby ZIP Codes In Dakota County

Part of West St. Paul, Dakota County, Minnesota.

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55118, MN Area

West St. Paul, Dakota County