Mold Removal Cost And Risk In ZIP 56310 MN

A typical professional mold job in ZIP 56310 runs about $1,300 to $5,250 before rebuild. Half the homes here were built before 1985, newer than the Stearns County median of 1984.

1985Median year homes were built

41%Homes built before 1980

14%Homes rented, not owned

$286,600Median home value

$1,064Median gross rent

2,203Housing units

Neighborhood figures for ZIP Code Tabulation Area 56310 from Census ACS 2019 to 2023.

41 percent of homes in 56310 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 14 percent of homes here are rented, against 32 percent across Stearns County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,250, is about 1.8 percent of the median home value of $286,600.

Typical Prices In 56310

JobSizeNational Range56310 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,250
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,550
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 87.6 divided by 100, the price level for St. Cloud, MN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,250, that cap falls short by about $250 at the top of that range. Read the form

Water Hazards FEMA Rates For Stearns County

FEMA rates Stearns County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Moderate
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

Minnesota Rules On Mold

Nearby ZIP Codes In Stearns County

Part of Stearns County, Minnesota.

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56310, MN Area

Stearns County