Mold Removal Cost And Risk In ZIP 39531, Biloxi MS

A typical professional mold job in ZIP 39531, Biloxi runs about $1,350 to $5,400 before rebuild. Half the homes here were built before 1986, older than the Harrison County median of 1993.

1986Median year homes were built

42%Homes built before 1980

62%Homes rented, not owned

$193,700Median home value

$1,066Median gross rent

9,660Housing units

Neighborhood figures for ZIP Code Tabulation Area 39531 from Census ACS 2019 to 2023. Remediation pay in this metro is $18.96 an hour, BLS May 2025 wage survey.

42 percent of homes in 39531 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

Most homes here are rented, 62 percent against 39 percent across Harrison County. A renter's policy covers belongings and liability, while the owner's policy covers the building.

The top of a typical mold job here, $5,400, is about 2.8 percent of the median home value of $193,700.

Typical Prices In 39531

JobSizeNational Range39531 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,400
Mold Remediationan attic$2,000 to $7,500$1,800 to $6,750
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 90.0 divided by 100, the price level for Gulfport-Biloxi, MS, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,400, that cap falls short by about $400 at the top of that range. Read the form

Water Hazards FEMA Rates For Harrison County

FEMA rates Harrison County high for coastal flooding, hurricane. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingRelatively High
HurricaneVery High
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

Mississippi Rules On Mold

Nearby ZIP Codes In Harrison County

Part of Biloxi, Harrison County, Mississippi.

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39531, MS Area

Biloxi, Harrison County