Mold, Insurance And Removal Costs In Mississippi
Mississippi has 82 counties and 408 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,300 to $5,200 before rebuild.
1986Median year homes were built
42%Homes built before 1980
30%Homes rented, not owned
$161,400Median home value
1,332,811Housing units
2,951,438People
Half the homes in Mississippi were built before 1986, and 42 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.
The counties with the oldest housing are Adams County (1971), Coahoma County (1971), Quitman County (1972), Washington County (1973), Hinds County (1974).
FEMA rates inland flooding high in 1 of 82 Mississippi counties, and coastal flooding high in 3. Source FEMA National Risk Index, December 2025.
Mississippi Rules On Mold
Mississippi Mold And Insurance Rules
- A home policy usually limits mold coverage. MID Consumer's Quick Guide To Homeowner's Insurance
- Insurers must give a checklist that says whether your home and belongings are insured against mold. MID Regulation 2007-1
Every Mississippi County
| County | ZIP Codes | Median Year Built | Typical Job Up To | Inland Flood Risk |
|---|---|---|---|---|
| Adams County | 1 | 1971 | $5,000 | Relatively Low |
| Alcorn County | 3 | 1981 | $5,000 | Relatively Low |
| Amite County | 3 | 1984 | $5,000 | Relatively Low |
| Attala County | 7 | 1981 | $5,000 | Very Low |
| Benton County | 4 | 1981 | $5,550 | Very Low |
| Bolivar County | 14 | 1977 | $5,000 | Relatively Moderate |
| Calhoun County | 7 | 1981 | $5,000 | Very Low |
| Carroll County | 5 | 1987 | $5,000 | Very Low |
| Chickasaw County | 4 | 1978 | $5,000 | Very Low |
| Choctaw County | 3 | 1983 | $5,000 | Very Low |
| Claiborne County | 3 | 1981 | $5,000 | Very Low |
| Clarke County | 5 | 1985 | $5,000 | Relatively Low |
| Clay County | 4 | 1981 | $5,000 | Very Low |
| Coahoma County | 8 | 1971 | $5,000 | Relatively Low |
| Copiah County | 4 | 1986 | $5,350 | Relatively Low |
| Covington County | 3 | 1987 | $5,000 | Relatively Low |
| DeSoto County | 8 | 1998 | $5,550 | Relatively Moderate |
| Forrest County | 3 | 1981 | $5,250 | Relatively Low |
| Franklin County | 4 | 1980 | $5,000 | Very Low |
| George County | 1 | 1988 | $5,000 | Very Low |
| Greene County | 4 | 1984 | $5,000 | Relatively Low |
| Grenada County | 3 | 1980 | $5,000 | Relatively Low |
| Hancock County | 5 | 1997 | $5,400 | Relatively Low |
| Harrison County | 10 | 1993 | $5,400 | Relatively Moderate |
| Hinds County | 19 | 1974 | $5,350 | Relatively High |
| Holmes County | 4 | 1983 | $5,350 | Very Low |
| Humphreys County | 5 | 1979 | $5,000 | Very Low |
| Issaquena County | 3 | 1987 | $5,000 | Very Low |
| Itawamba County | 6 | 1983 | $5,000 | Very Low |
| Jackson County | 7 | 1984 | $5,400 | Relatively Moderate |
| Jasper County | 7 | 1989 | $5,000 | Very Low |
| Jefferson County | 3 | 1984 | $5,000 | Very Low |
| Jefferson Davis County | 5 | 1984 | $5,000 | Very Low |
| Jones County | 7 | 1982 | $5,000 | Relatively Low |
| Kemper County | 5 | 1979 | $5,000 | Very Low |
| Lafayette County | 5 | 1999 | $5,000 | Relatively Low |
| Lamar County | 4 | 1999 | $5,250 | Relatively Low |
| Lauderdale County | 8 | 1979 | $5,000 | Relatively Moderate |
| Lawrence County | 4 | 1982 | $5,000 | Very Low |
| Leake County | 3 | 1981 | $5,000 | Relatively Low |
| Lee County | 8 | 1987 | $5,000 | Relatively Low |
| Leflore County | 6 | 1975 | $5,000 | Relatively Low |
| Lincoln County | 3 | 1984 | $5,000 | Relatively Low |
| Lowndes County | 7 | 1981 | $5,000 | Relatively Moderate |
| Madison County | 6 | 1995 | $5,350 | Relatively Moderate |
| Marion County | 4 | 1980 | $5,000 | Relatively Low |
| Marshall County | 5 | 1991 | $5,550 | Relatively Low |
| Monroe County | 6 | 1979 | $5,000 | Relatively Low |
| Montgomery County | 3 | 1980 | $5,000 | Very Low |
| Neshoba County | 2 | 1982 | $5,000 | Relatively Low |
| Newton County | 7 | 1984 | $5,000 | Relatively Low |
| Noxubee County | 3 | 1978 | $5,000 | Very Low |
| Oktibbeha County | 2 | 1992 | $5,000 | Relatively Low |
| Panola County | 7 | 1986 | $5,000 | Relatively Low |
| Pearl River County | 3 | 1990 | $5,000 | Relatively Moderate |
| Perry County | 4 | 1990 | $5,250 | Very Low |
| Pike County | 5 | 1983 | $5,000 | Relatively Low |
| Pontotoc County | 6 | 1986 | $5,000 | Relatively Low |
| Prentiss County | 3 | 1981 | $5,000 | Relatively Low |
| Quitman County | 5 | 1972 | $5,000 | Very Low |
| Rankin County | 8 | 1994 | $5,350 | Relatively Moderate |
| Scott County | 4 | 1989 | $5,350 | Relatively Low |
| Sharkey County | 5 | 1977 | $5,000 | Very Low |
| Simpson County | 6 | 1984 | $5,350 | Relatively Low |
| Smith County | 4 | 1983 | $5,000 | Relatively Low |
| Stone County | 3 | 1997 | $5,400 | Very Low |
| Sunflower County | 9 | 1976 | $5,000 | Relatively Low |
| Tallahatchie County | 10 | 1978 | $5,000 | Very Low |
| Tate County | 3 | 1991 | $5,550 | Very Low |
| Tippah County | 6 | 1986 | $5,000 | Very Low |
| Tishomingo County | 5 | 1980 | $5,000 | Very Low |
| Tunica County | 3 | 1994 | $5,550 | Very Low |
| Union County | 3 | 1985 | $5,000 | Relatively Low |
| Walthall County | 1 | 1980 | $5,000 | Very Low |
| Warren County | 3 | 1977 | $5,000 | Relatively Low |
| Washington County | 7 | 1973 | $5,000 | Relatively Moderate |
| Wayne County | 2 | 1985 | $5,000 | Relatively Low |
| Webster County | 6 | 1982 | $5,000 | Very Low |
| Wilkinson County | 3 | 1982 | $5,000 | Very Low |
| Winston County | 2 | 1979 | $5,000 | Very Low |
| Yalobusha County | 4 | 1981 | $5,000 | Very Low |
| Yazoo County | 5 | 1979 | $5,350 | Relatively Low |