Mold Removal Cost And Risk In Lafayette County, MS

A typical professional mold job in Lafayette County runs about $1,250 to $5,000 before rebuild, using the Mississippi nonmetro price level. Below are the 5 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Mississippi rules.

1999Median year homes were built

22%Homes built before 1980

37%Homes rented, not owned

$260,500Median home value

28,418Housing units

56,920People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Lafayette County were built before 1999, and 22 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 37 percent of homes in Lafayette County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 38949 has the oldest homes here, a median year of 1986, and ZIP 38673 the newest, 2012.

Typical Prices In Lafayette County

JobSizeNational RangeLafayette County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,000
Mold Remediationan attic$2,000 to $7,500$1,650 to $6,250
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 83.6 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,000, that cap covers the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Lafayette County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneRelatively Low
Cold waveRelatively Moderate
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Lafayette County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
38601Lafayette County199136%$219,800
38627Lafayette County199834%$137,500
38655Lafayette County199921%$275,500
38673Lafayette County201212%$259,800
38949Lafayette County198610%$231,700

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Mississippi Rules On Mold

Mississippi Mold And Insurance Rules

All Mississippi Mold And Insurance Rules lines

All Mississippi counties

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Area Map

Lafayette County Area

Oxford, MS