Mold Removal Cost And Risk In Lauderdale County, MS
A typical professional mold job in Lauderdale County runs about $1,250 to $5,000 before rebuild, using the Mississippi nonmetro price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Mississippi rules.
1979Median year homes were built
52%Homes built before 1980
37%Homes rented, not owned
$124,500Median home value
33,558Housing units
71,984People
Half the homes in Lauderdale County were built before 1979, and 52 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 37 percent of homes in Lauderdale County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 39307 has the oldest homes here, a median year of 1973, and ZIP 39320 the newest, 1999.
Typical Prices In Lauderdale County
| Job | Size | National Range | Lauderdale County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,250 to $5,000 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,650 to $6,250 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $650 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,000, that cap covers the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Lauderdale County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Moderate |
| Cold wave | Relatively High |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Lauderdale County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 39301 | Lauderdale County | 1976 | 55% | $105,800 |
| 39305 | Lauderdale County | 1978 | 54% | $185,600 |
| 39307 | Lauderdale County | 1973 | 65% | $79,600 |
| 39320 | Lauderdale County | 1999 | 14% | $185,800 |
| 39325 | Lauderdale County | 1993 | 23% | $181,400 |
| 39335 | Lauderdale County | 1988 | 32% | $141,300 |
| 39342 | Marion | 1997 | 23% | $189,800 |
| 39364 | Lauderdale County | 1991 | 37% | $176,900 |
Mississippi Rules On Mold
Mississippi Mold And Insurance Rules
- A home policy usually limits mold coverage. MID Consumer's Quick Guide To Homeowner's Insurance
- Insurers must give a checklist that says whether your home and belongings are insured against mold. MID Regulation 2007-1