Mold Removal Cost And Risk In Tate County, MS

A typical professional mold job in Tate County runs about $1,400 to $5,550 before rebuild, using the Memphis, TN-MS-AR price level. Below are the 3 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Mississippi rules.

1991Median year homes were built

30%Homes built before 1980

27%Homes rented, not owned

$173,000Median home value

11,532Housing units

28,135People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $23.30 an hour, BLS May 2025 wage survey.

Half the homes in Tate County were built before 1991, and 30 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 27 percent of homes in Tate County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 38668 has the oldest homes here, a median year of 1991, and ZIP 38665 the newest, 1994.

Typical Prices In Tate County

JobSizeNational RangeTate County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,550
Mold Remediationan attic$2,000 to $7,500$1,850 to $6,900
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $900
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 92.2 divided by 100, the price level for Memphis, TN-MS-AR, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Tate County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Tate County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
38618Tate County199227%$139,600
38665Tate County199424%$169,000
38668Tate County199133%$222,800

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Mississippi Rules On Mold

Mississippi Mold And Insurance Rules

All Mississippi Mold And Insurance Rules lines

All Mississippi counties

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Area Map

Tate County Area

Memphis, TN-MS-AR