Mold, Insurance And Removal Costs In Nevada
Nevada has 17 counties and 174 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,500 to $6,000 before rebuild.
1996Median year homes were built
22%Homes built before 1980
41%Homes rented, not owned
$406,100Median home value
1,307,338Housing units
3,141,000People
Half the homes in Nevada were built before 1996, and 22 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.
The counties with the oldest housing are White Pine County (1971), Mineral County (1973), Carson City (1980), Lincoln County (1981), Eureka County (1983).
FEMA rates inland flooding high in 2 of 17 Nevada counties. Source FEMA National Risk Index, December 2025.
Nevada Rules On Mold
Nevada Mold And Insurance Rules
- The Nevada Division of Insurance posts free copies of the home policy forms used by the 10 largest insurance groups so you can read the mold terms yourself. Home policy forms, Nevada Division of Insurance
- Nevada home sellers must answer a question about past or current mold on the state disclosure form. Seller's Real Property Disclosure Form 547, Nevada Real Estate Division
All Nevada Mold And Insurance Rules lines
Nevada Division of Insurance
- Nevada posts free copies of the home policy forms used by the 10 largest home insurance groups in the state. Policy Forms Used by the 10 Largest Home Insurance Groups in Nevada
Every Nevada County
| County | ZIP Codes | Median Year Built | Typical Job Up To | Inland Flood Risk |
|---|---|---|---|---|
| Carson City | 3 | 1980 | $5,900 | Relatively Low |
| Churchill County | 2 | 1987 | $5,700 | Relatively Low |
| Clark County | 74 | 1997 | $6,000 | Very High |
| Douglas County | 8 | 1990 | $5,700 | Relatively Moderate |
| Elko County | 13 | 1989 | $5,700 | Relatively Low |
| Esmeralda County | 3 | 1990 | $5,700 | Very Low |
| Eureka County | 3 | 1983 | $5,700 | Very Low |
| Humboldt County | 5 | 1990 | $5,700 | Very Low |
| Lander County | 2 | 1990 | $5,700 | Very Low |
| Lincoln County | 5 | 1981 | $5,700 | Relatively Low |
| Lyon County | 6 | 1996 | $6,050 | Relatively Low |
| Mineral County | 4 | 1973 | $5,700 | Very Low |
| Nye County | 10 | 1998 | $5,700 | Relatively Moderate |
| Pershing County | 2 | 1986 | $5,700 | Very Low |
| Storey County | 2 | 1987 | $6,050 | Very Low |
| Washoe County | 26 | 1990 | $6,050 | Relatively High |
| White Pine County | 6 | 1971 | $5,700 | Very Low |