Mold Removal Cost And Risk In Elko County, NV
A typical professional mold job in Elko County runs about $1,400 to $5,700 before rebuild, using the Nevada nonmetro price level. Below are the 13 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Nevada rules.
1989Median year homes were built
28%Homes built before 1980
30%Homes rented, not owned
$282,400Median home value
22,033Housing units
53,852People
Half the homes in Elko County were built before 1989, and 28 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 30 percent of homes in Elko County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 89826 has the oldest homes here, a median year of 1967, and ZIP 89834 the newest, 1997.
Typical Prices In Elko County
| Job | Size | National Range | Elko County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,700 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,100 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,700, that cap falls short by about $700 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Elko County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Very Low |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Elko County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 89801 | Elko County | 1986 | 36% | $278,700 |
| 89815 | Elko County | 1995 | 10% | $310,100 |
| 89823 | Elko County | 1978 | 53% | $455,000 |
| 89825 | Elko County | 1985 | 22% | Not published |
| 89826 | Elko County | 1967 | 63% | Not published |
| 89828 | Elko County | 1994 | 38% | Not published |
| 89830 | Elko County | 1994 | 16% | $156,900 |
| 89831 | Elko County | 1993 | 34% | Not published |
| 89832 | Owyhee | 1983 | 42% | $81,400 |
| 89833 | Elko County | 1973 | 67% | $345,000 |
| 89834 | Elko County | 1997 | 13% | Not published |
| 89835 | Elko County | 1982 | 44% | $234,600 |
| 89883 | Elko County | 1991 | 10% | $126,500 |
Nevada Rules On Mold
Nevada Mold And Insurance Rules
- The Nevada Division of Insurance posts free copies of the home policy forms used by the 10 largest insurance groups so you can read the mold terms yourself. Home policy forms, Nevada Division of Insurance
- Nevada home sellers must answer a question about past or current mold on the state disclosure form. Seller's Real Property Disclosure Form 547, Nevada Real Estate Division
All Nevada Mold And Insurance Rules lines
Nevada Division of Insurance
- Nevada posts free copies of the home policy forms used by the 10 largest home insurance groups in the state. Policy Forms Used by the 10 Largest Home Insurance Groups in Nevada