Mold Removal Cost And Risk In Belknap County, NH
A typical professional mold job in Belknap County runs about $1,500 to $6,050 before rebuild, using the New Hampshire nonmetro price level. Below are the 13 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and New Hampshire rules.
1979Median year homes were built
51%Homes built before 1980
21%Homes rented, not owned
$340,000Median home value
38,718Housing units
64,300People
Half the homes in Belknap County were built before 1979, and 51 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 21 percent of homes in Belknap County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 03246 has the oldest homes here, a median year of 1973, and ZIP 03256 the newest, 1989.
Typical Prices In Belknap County
| Job | Size | National Range | Belknap County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,500 to $6,050 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,000 to $7,550 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,050, that cap falls short by about $1,050 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Belknap County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In Belknap County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 03218 | Belknap County | 1988 | 38% | $305,200 |
| 03220 | Belknap County | 1983 | 42% | $265,000 |
| 03225 | Belknap County | 1982 | 44% | $308,600 |
| 03226 | Belknap County | 1976 | 53% | $388,100 |
| 03237 | Belknap County | 1978 | 52% | $317,600 |
| 03246 | Laconia | 1973 | 59% | $307,800 |
| 03249 | Belknap County | 1982 | 46% | $388,700 |
| 03253 | Belknap County | 1978 | 54% | $444,500 |
| 03256 | Belknap County | 1989 | 37% | $363,200 |
| 03269 | Belknap County | 1986 | 39% | $392,900 |
| 03809 | Belknap County | 1982 | 48% | $331,900 |
| 03810 | Belknap County | 1977 | 55% | $572,900 |
| 03837 | Belknap County | 1986 | 41% | $365,700 |
Cities And Towns
New Hampshire Rules On Mold
New Hampshire Mold And Insurance Rules
- If a New Hampshire home policy limits mold, the mold and cleanup limit must be at least $10,000. N.H. Admin. Rules Ins 5000
- New Hampshire policies cannot exclude liability for mold. A policy may set a mold liability limit of at least $50,000. N.H. Admin. Rules Ins 5000
- A New Hampshire policy cannot set an unfair short deadline to report a mold claim. N.H. Admin. Rules Ins 5000
- Licensing. In New Hampshire, anyone paid to do a home mold assessment must hold a national third party mold certification. RSA 310-A:189-b