Mold Removal Cost And Risk In Coos County, NH
A typical professional mold job in Coos County runs about $1,500 to $6,050 before rebuild, using the New Hampshire nonmetro price level. Below are the 14 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and New Hampshire rules.
1969Median year homes were built
64%Homes built before 1980
26%Homes rented, not owned
$169,600Median home value
20,589Housing units
31,386People
Half the homes in Coos County were built before 1969, and 64 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 26 percent of homes in Coos County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 03570 has the oldest homes here, a median year of 1938, and ZIP 03583 the newest, 1991.
Typical Prices In Coos County
| Job | Size | National Range | Coos County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,500 to $6,050 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,000 to $7,550 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,050, that cap falls short by about $1,050 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Coos County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Coos County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 03570 | Coos County | 1938 | 90% | $113,500 |
| 03575 | Coos County | 1989 | 9% | Not published |
| 03576 | Coos County | 1981 | 48% | $187,400 |
| 03581 | Coos County | 1971 | 72% | $155,700 |
| 03582 | Coos County | 1962 | 73% | $117,000 |
| 03583 | Coos County | 1991 | 37% | $308,600 |
| 03584 | Coos County | 1938 | 73% | $197,200 |
| 03588 | Coos County | 1978 | 53% | $233,600 |
| 03590 | Coos County | 1978 | 54% | $169,600 |
| 03592 | Coos County | 1984 | 42% | $253,400 |
| 03593 | Coos County | 1961 | 74% | $300,000 |
| 03595 | Coos County | 1976 | 55% | $229,100 |
| 03597 | Coos County | 1982 | 44% | Not published |
| 03598 | Coos County | 1973 | 59% | $204,600 |
New Hampshire Rules On Mold
New Hampshire Mold And Insurance Rules
- If a New Hampshire home policy limits mold, the mold and cleanup limit must be at least $10,000. N.H. Admin. Rules Ins 5000
- New Hampshire policies cannot exclude liability for mold. A policy may set a mold liability limit of at least $50,000. N.H. Admin. Rules Ins 5000
- A New Hampshire policy cannot set an unfair short deadline to report a mold claim. N.H. Admin. Rules Ins 5000
- Licensing. In New Hampshire, anyone paid to do a home mold assessment must hold a national third party mold certification. RSA 310-A:189-b