Mold Removal Cost And Risk In San Miguel County, NM

A typical professional mold job in San Miguel County runs about $1,300 to $5,150 before rebuild, using the New Mexico nonmetro price level. Below are the 17 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and New Mexico rules.

1978Median year homes were built

53%Homes built before 1980

27%Homes rented, not owned

$177,600Median home value

14,837Housing units

27,036People

Housing figures from Census ACS 2019 to 2023.

Half the homes in San Miguel County were built before 1978, and 53 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 27 percent of homes in San Miguel County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 87583 has the oldest homes here, a median year of 1938, and ZIP 87569 the newest, 1999.

Typical Prices In San Miguel County

JobSizeNational RangeSan Miguel County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,150
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,450
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 85.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,150, that cap falls short by about $150 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for San Miguel County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In San Miguel County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
87538San Miguel County19940%$251,300
87552San Miguel County197952%$240,900
87560San Miguel County198345%$98,500
87562San Miguel County198148%Not published
87565San Miguel County198049%$9,999
87569San Miguel County199925%$187,300
87573San Miguel County199540%Not published
87583San Miguel County193868%Not published
87701San Miguel County197361%$169,000
87711San Miguel County197462%Not published
87731San Miguel County194376%$173,400
87742San Miguel County199033%$235,300
87745San Miguel County199111%$198,900
87746San Miguel County198844%$212,500
88416San Miguel County198440%Not published
88421San Miguel CountyNot published100%Not published
88439San Miguel CountyNot published0%Not published

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

New Mexico Rules On Mold

New Mexico Mold And Insurance Rules

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San Miguel County Area

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