Mold, Insurance And Removal Costs In New Mexico
New Mexico has 33 counties and 361 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,400 to $5,550 before rebuild.
1984Median year homes were built
44%Homes built before 1980
31%Homes rented, not owned
$232,200Median home value
949,524Housing units
2,114,768People
Half the homes in New Mexico were built before 1984, and 44 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.
The counties with the oldest housing are Harding County (1955), Quay County (1965), Union County (1965), Chaves County (1972), De Baca County (1972).
FEMA rates inland flooding high in 2 of 33 New Mexico counties. Source FEMA National Risk Index, December 2025.
New Mexico Rules On Mold
New Mexico Mold And Insurance Rules
- Licensing. New Mexico has no laws or state agency that regulates mold or can force a cleanup. Mold, New Mexico Department of Health
- The state health department does not test for mold or settle landlord and tenant fights over it. Mold, New Mexico Department of Health
- Dry wet areas and items within 24 to 48 hours to keep mold from growing. Mold, New Mexico Department of Health
Every New Mexico County
| County | ZIP Codes | Median Year Built | Typical Job Up To | Inland Flood Risk |
|---|---|---|---|---|
| Bernalillo County | 21 | 1982 | $5,750 | Relatively High |
| Catron County | 7 | 1984 | $5,150 | Relatively Low |
| Chaves County | 7 | 1972 | $5,150 | Relatively Moderate |
| Cibola County | 14 | 1978 | $5,150 | Relatively Moderate |
| Colfax County | 9 | 1977 | $5,150 | Relatively Low |
| Curry County | 4 | 1976 | $5,150 | Relatively Low |
| De Baca County | 3 | 1972 | $5,150 | Very Low |
| Doña Ana County | 21 | 1990 | $5,400 | Relatively High |
| Eddy County | 6 | 1977 | $5,150 | Relatively Moderate |
| Grant County | 15 | 1977 | $5,150 | Relatively Moderate |
| Guadalupe County | 5 | 1975 | $5,150 | Very Low |
| Harding County | 4 | 1955 | $5,150 | Very Low |
| Hidalgo County | 5 | 1977 | $5,150 | Very Low |
| Lea County | 10 | 1977 | $5,150 | Relatively Moderate |
| Lincoln County | 14 | 1985 | $5,150 | Relatively Moderate |
| Los Alamos County | 1 | 1974 | $5,150 | Very Low |
| Luna County | 2 | 1979 | $5,150 | Relatively Low |
| McKinley County | 20 | 1983 | $5,150 | Relatively Moderate |
| Mora County | 12 | 1982 | $5,150 | Relatively Low |
| Otero County | 17 | 1984 | $5,150 | Relatively Moderate |
| Quay County | 7 | 1965 | $5,150 | Relatively Low |
| Rio Arriba County | 29 | 1983 | $5,150 | Relatively Moderate |
| Roosevelt County | 8 | 1980 | $5,150 | Relatively Moderate |
| San Juan County | 16 | 1986 | $5,250 | Relatively Moderate |
| San Miguel County | 17 | 1978 | $5,150 | Relatively Moderate |
| Sandoval County | 19 | 1996 | $5,750 | Relatively Moderate |
| Santa Fe County | 12 | 1989 | $5,950 | Relatively Moderate |
| Sierra County | 8 | 1983 | $5,150 | Relatively Moderate |
| Socorro County | 10 | 1980 | $5,150 | Relatively Moderate |
| Taos County | 18 | 1983 | $5,150 | Relatively Moderate |
| Torrance County | 8 | 1986 | $5,750 | Relatively Low |
| Union County | 7 | 1965 | $5,150 | Very Low |
| Valencia County | 5 | 1989 | $5,750 | Relatively Moderate |